Privacy Policy

Last updated: January 1, 2025

Your Privacy Matters

At App Sky Rewards, we are committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you use our services.

Information We Collect

Personal Information

  • Name, email address, and contact information
  • Financial account information for savings tracking
  • Identity verification documents as required by law
  • Communication preferences and customer service interactions

Usage Information

  • Account activity and transaction history
  • App usage patterns and feature interactions
  • Device information and technical specifications
  • Location data (with your permission)

How We Use Your Information

  • Provide and maintain our savings and rewards services
  • Process transactions and calculate reward points
  • Communicate with you about your account and our services
  • Improve our platform and develop new features
  • Comply with legal and regulatory requirements
  • Prevent fraud and ensure account security
  • Send promotional communications (with your consent)

Data Protection & Security

We implement industry-standard security measures to protect your personal information:

  • 256-bit SSL encryption for all data transmission
  • Multi-factor authentication for account access
  • Regular security audits and penetration testing
  • FDIC insurance for all deposited funds
  • Strict access controls and employee training
  • Compliance with SOC 2 Type II standards

Information Sharing

We do not sell your personal information. We may share your information only in these limited circumstances:

  • With our banking partners to process transactions (under strict confidentiality agreements)
  • With service providers who assist in our operations (bound by confidentiality)
  • When required by law or legal process
  • To protect our rights or the safety of our users
  • With your explicit consent

Your Privacy Rights

You have the following rights regarding your personal information:

  • Access: Request a copy of the personal information we hold about you
  • Correction: Request correction of inaccurate or incomplete information
  • Deletion: Request deletion of your personal information (subject to legal requirements)
  • Portability: Request transfer of your data to another service provider
  • Opt-out: Unsubscribe from marketing communications at any time
  • Consent withdrawal: Withdraw consent for data processing where applicable

Cookies and Tracking

We use cookies and similar technologies to:

  • Remember your preferences and settings
  • Analyze website traffic and usage patterns
  • Provide personalized content and recommendations
  • Ensure website security and prevent fraud

You can control cookie settings through your browser preferences.

Contact Us About Privacy

If you have questions about this Privacy Policy or your personal information, please contact us:

We will respond to your inquiry within 30 days.

Policy Updates

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by email or through our platform. Your continued use of our services after such notification constitutes acceptance of the updated policy.